Monday, September 17, 2012

The US Debt Crisis: Good News And Bad News

Well folks, the proverbial snowball is going to continue to keep rolling down the mountain. With the debt ceiling agreement deadline looming, it looks like the Senate Democratic leader Harry Reid along with President Barack Obama have finally caved, and have agreed, along with the Senate Republicans to raise the US debt ceiling $3 trillion dollars. This deal, if approved, is expected to extend through 2012-a presidential election year. If you are counting, and I can't blame you if you aren't-I have never had to use trillion in any form when I balance my checkbook, that would increase our national debt from $14.3 trillion to $17.3 trillion. Whew! Boy am I relieved!
The good news is we can put to rest the talk of not sending out social security checks as well as paying U.S. troops. Medicare for senior citizens will likely not be affected. Now, interest rates will not go up and the dollar will not be devalued any further. I wonder how much further it can be devalued? The stock market will likely not plunge. Heck, there might even still be money available in the form of grants and loans for Americans if they want to go to school and get educated. Of course there are no guarantees that social security checks will be mailed out on time. Or, guarantees that any other negative effects that might be felt by the debt crisis will not happen. No my friends, guarantees are pre-election material. This is not the time for hope and change. Well, maybe spare change.
The bad news is the US national debt would now be at a stout $17.3 trillion. The senate vote was 50-49 in favor of the increased debt ceiling. That means about half of our elected officials in Washington, D.C. actually don't know how many zero's are in a trillion. And there are 17.3 to account for. A government default has been avoided....for now. For years our elected politicians have proved they have no idea how to balance a budget. Of course if you have someone's else's money to budget with, it really doesn't matter if it balances or not. What is going to change moving forward in the hearts, minds, and souls of our government officials that will allow the start of debt reduction?
This proposed deal, expected to be finalized on Monday, also includes a two step process that would eliminate approximately $2.4 to $3 trillion in debt. How is this going to be done? The first step would be to eliminate $1 trillion through spending cuts. Additional deficit reduction would involve cuts to Social Security and Medicare. A special committee of Democrats and Republicans would work together on this debt reduction which would also include tax reform. Long story short-the thrifty spenders on Capitol Hill would like to put a band-aid on a bullet wound. Let's hope otherwise and pray that a paycheck and proper medical attention can be afforded for not only our invaluable troops but all American citizens.
Democrats and Republicans working together to solve perhaps our nation's biggest problem. Wow! I hope you live in the sunbelt because the snowball is getting bigger and moving faster and you still have a chance of it melting a little before it reaches you.

Monday, September 10, 2012

Empowering, Engaging, and Educating Children to Be Leaders

Leadership education is often cookie cutter "team building" exercises that do not really address the needs of children in terms of true empowerment, engaging and educating children on the true meaning of leadership, much less truly empowering them to be actual leaders. The proof of this is the fact that many students who seem to have topnotch careers, as students are actually spending their lives cheating.
Cheating is on the rise according to several studies in high schools and colleges in America and abroad. The pressure to succeed in a very narrowly defined way is creating a nation of cheaters. Just look at the recent political news and it is easy to see that ethics is sorely lacking even among our elected and stated leaders. With these kinds of examples how can our children learn ethical leadership?
Just knowing something is wrong is not enough to stop people from performing unethical behaviors because in our culture winning seems more important than right and wrong. According to the studies the peer pressure to get the mark rather than learn the material is at the root of the issue. To empower children to be ethical:
Develop an Honor Code -- Creating an honor code with the help of the students will enable a conversation to take place about what honor is, thus empowering children to take a leadership role in their own lives.
Reward Whistleblowers -- While we probably don't want our children to go around telling on each other continuously the current situation with beating up on whistleblowers is dangerous to the integrity of all of us.
Demonstrate Honesty and Integrity -- By setting a good example of doing the right thing in the face of adversity, you are showing children a new way to behave. This example empowers children to become leaders in their own lives by learning to do the right thing.
Reward Learning Over Testing -- This may not be able to be accomplished at all levels of education, but students need plenty of opportunity and examples that show how learning the material is more important than learning to take a test.
Many times our children are not engaged because no one is doing anything extraordinary to catch their attention. If you really want to educate children in a way that is empowering and carries a lifelong positive effect on them, be extraordinary yourself. Be how you hope they will be as they grow up.

Monday, September 3, 2012

Get a No Fail Bankruptcy Course With Best Debt Educators

There are times when we may feel empty or that life is meaningless. We may feel alone and experience the anxiety of this isolation. We may find ourselves questioning what the point of life is and it may feel frustrating to not arrive at an answer. Situation worsens when one is lost in some sort of financial troubles as debts. At such times, we may begin to look within and around for answers to our questions and look for options that could give a new beginning.
Well in all such circumstances good advice and professional counseling may strengthen and support all those facts which a person can be unaware.And unknown of even solutions may lead him/ her in amore hopeless situation.Suppose a person is neck tight with amount of debt taken and in no way but declaring himself bankrupt look as the solution. The good news is Govt. allows for such legal filing as the method to pay off debts. But as there are always two sides of the coin even it is with bankruptcy filing. There are many people who actually doesn't seem to know the plus and minus of such legal steps and eventually get exploited.
Seeing all this one of the most significant changes is that under the new law, consumers who want to file for bankruptcy must complete a credit counseling briefing, designed to inform them of their options in dealing with their debts, six months prior to filing. The course must be at least 90 minutes long and can't cost more than $50. Accredited agencies can't turn anyone away based on their ability to pay. As we all know prevention is better than cure. This law is in the wish to not find any client leading to bankruptcy credit counseling just because of lack of knowledge.
One is provided with bankruptcy counseling as a part of our debt education program. The briefing can be provided through one-on-one, in-person counseling; group classes or over the phone or Internet. The U.S. Trustee Program of the Department of Justice, which administers various aspects of the new bankruptcy law, must approve the curriculum.
Through this program one can learn the basic aspects of debt management. It would save you from any kind of huge mess with credit card and debt. In addition, if you have living debt problem, you should learn the aspects of Federal acts that you need to use to go for any kind of debt solutions.
It is not possible for the general people to learn all about the Federal Acts that are set to fix financial problems. However, knowledge on the matter can be helpful to avoid unwanted harassment from creditors. Being a non-profit organization the debt educators help you to lead a debt free life for all. Education in these areas and many others will place you on the path toward financial freedom. This will also allow you to make practical decisions regarding your finances.

Monday, August 27, 2012

Learn The 7 Qualities That Great Educators Possess

1. Passion - Love their role, love being with students and couldn't imagine doing anything else. Great educators were meant to teach children with special needs and help them advance their skills. With all the increase in work load and especially during seasonal exams, passion is what will keep them going.
2. Patience - Are highly patient during all areas of the teaching process. Are capable of gently dealing with students that cause disturbances in class, come late or make deliberate attempts to disturb others. They encourage questions and nurture those students that have queries relating to the course, their homework or other curricular activities.
3. Recognition - Know the value of praising students for their contribution despite the quantitative results of their tests. It's the effort that counts. They keep students motivated with varied and lively approaches. Its pivotal to credit students for their ideas, suggestions and even questions, that is what encourages others to participate and creates an aura of collaboration.
4. Character - Great educators form strong relationships with their students and show that they care about them as people. They are warm, accessible, enthusiastic and caring. You like staying at school after-hours to help students or get involved in school-wide committees and activities, and they demonstrate a commitment to the school.
5. Communication - Communicate frequently with parents and students (one to one). They reach parents through conferences and frequent written reports home. They don't hesitate to pick up the telephone to call a parent if they are concerned about a student or their performance. Developing two-way dialogue both in and outside the classroom is what enables progressive teaching and creates a lasting effect.
6. Expertise - Are masters of their subject matter. They exhibit proficiency in the subjects they teach and spend time continuing to gain knowledge in their field. They present material in an enthusiastic manner and instill a hunger in their students to learn more on their own. They are subscribed to industry reports, news articles, digital media and in offline paper format. They acknowledge the need to always stay ahead of the curve and spearhead in subjects that are of great interest to their students.
7. Understanding - Truly great teachers acknowledge the fact that students vary in their level of knowledge and not all of them are equally proficient. They focus on students individually and maximize learning potential through the effective us of engagement, communication and theoretical exercises.

Monday, August 20, 2012

Educational Benefits of Juggling and Circus Skills

Please note that the words "juggling" and "circus skills" are interchangeable on this page. The art of throwing objects in the air such as balls, rings and clubs, as well as manipulating objects such as diabolo, devil stick, spinning plates all offer the same benefits for willing pupils!
EDUCATIONAL BENEFITS
Improves and Increases:
  • Mathematic Skills
  • Physics (newtons Laws etc)
  • Performance and Drama
  • Appreciation of the Arts
  • Techniques of Learning
  • Concentration
  • Imagination and Creativity
  • Problem Solving
  • Dyslexia
Cognitive Benefits - To succeed in juggling, students must understand a pattern, set targets for their throws and work on the rhythm and timing of their throws.
The evidence for many Educational Benefits can be found in the book: Teaching Elementary Physical Education - by Robert P.Pangrazi.
A great break in the daily routine - During extensive academic work periods (such as daily lunch breaks from work/studies), physically active study (such as juggling) can help students return to their work/studies feeling refreshed and more productive. Kinaesthetic and Physically active learners will love to learn juggling especially! If you introduce juggling breaks/intervals into your regular studies/school day, then you will see these types of learners improve academically!
Appreciation of the Arts - Once you have seen how easy juggling is to learn the basics, then you begin to see how many hundreds of thousands of tricks are out there for you to master. Any time you see someone juggling, you then begin to appreciate the amount of time and effort they will have put into achieving such a routine! If students work on putting together a show at the end of their workshop, they begin getting a small glimpse of what it is like to work in the entertainment industry.
Imagination and Creativity - once you get involved with juggling, you can let your imagination run wild and experiment with the tricks you have learned. You may end up inventing a new trick, or even just a different way of achieving a trick just by imagining different patterns and different routines that may be possible!
Good for your brain - Studies have shown that people who challenge their brains and use them for complex tasks throughout their life have a reduced incidence of alzheimers disease.
Improves Student Behaviour - Schools with juggling programmes tend to report quite satisfactorily that student behaviour has improved amongst the pupils who tend to create the most trouble.
Helps Dyslexia - It has long been thought that juggling can help disabilities such as dyslexia, attention deficit disorders and hyperactivity. This is through the knock-on effect of all the other benefits such as improved concentration, problem solving etc.
Problem Solving - Students learn to break each juggling trick down into its small component parts, learn each of the parts, then learn how to combine each part to form the trick. If they get stuck at any particular point in juggling, they can guarantee that someone more experienced will be able to offer advice to help further.
Juggling Can Boost Brain Power - Learning to juggle can cause changes in the brain, scientists have found. Using brain scans, the researchers showed that in 12 people who had learnt to juggle, certain brain areas had grown. But three months later, during which time people stopped juggling, the brain had gone back to its normal size. To read more on this amazing discovery, please visit the article on the BBC News Website.

Monday, August 13, 2012

The Stock Market Education Courses

Stock Market Education should start with an idea of how to proceed in a company and market study and it must include analyzing and monitoring your stock once you've selected stocks to invest in.
You can easily find a firm that you are thinking about investing in by taking a look at profiles in your national newspapers. There are really good websites for financial company research like Business Week, Market Watch, etc.
Once you've found companies you enjoy, you should do an analysis of that stocks, for which you'll need analytical reviews such as those created by Market Watch, Reuter's Investor Page and Hoovers. After you have finished that just realize that this is only the beginning of a stock market training for a starter.
If you are prepared to study while you invest, then you may set up an online broker agent to manage your stock. Be careful because it has a lot of risks starting by your own.
A Stock Market Education doesn't finishes with finding the best stocks to purchase. No, an informed investor should always keep updated with the most recent advancements news of the market and with their stock investments updated on the different elements that may affect stock values.
There are other places that will help you at the beginning such as books, magazines, the yahoo finance site, broker agent websites and government resources. But I believe the best place to learn about stock trading market is internet, because you do it at your home or your office and sometimes it is free.
If you want to learn some basics of stock market, then visit the Global Finance School website. This website is a really good reference to start learning Stock Market Education courses.
These are some of the places to assist an investor who wants to know the tips and terminologies of the stock market.

Monday, August 6, 2012

Hemp News Update

In July 2007 The Lymphoma society petitioned the congress to Legalize Medical Marijuana, the Second largest Cancer Charity organization as well as the largest voluntary health organization in the United States. They are also the First to support Legalization of Medical Marijuana!
We must share this information with everyone the believers and Non-Believers. I never knew about any of this until I found a great bunch of people and was let to another and another as well as really great books. I also discovered a great man who spoke what he felt with such love and will his name is JACK HERER God Rest His Soul and he is probably right now speaking his words in space and time.
The more information I discover makes me want to follow in his footsteps more and more and very excited to share the Hemp Word with everyone everywhere all over the world! I am starting by researching as much information I can find and bring more exciting News to you.
I am shocked more and more every time I find out useful information that has never been believed or out in the open to the public. I know it is looked at as a bad issue but if you really research it and believe in all your heart that natural remedies do work you will find more discoveries on how this plant can help you or somebody you love.
I am asking people not to look away and judge it because of the name read about it and educate yourself and the rest of the world. My last thought is why would this plant grow and be filled with so many medicinal agents and not be allowed to use.